“Lydia guided me through the loan application process and found a great rate. Communication was great. Phone calls and emails were responded to quickly.”
Barbara B.Yelp Reviews
“Tom and his team did an amazing job helping my clients get the best financing possible for their home purchase. Everyone communicated in a timely manner, were thorough, and knowledgeable. I would highly recommend using their services.”
Todd F.Yelp Reviews
“Very responsive to questions during the process and helpful to someone new to the process!”
Poornima V.Yelp Reviews
“I am so glad we went with MPR financial for our home loan. In an introductory call, Tom took the time to educate us on our different loan options which resulted in us choosing a home buying path we hadn't even thought of. He's extremely knowledgeable and also just a really friendly person to work with on top of it. His team made everything very simple and easy. I could not recommend Tom and MPR more highly.”
Erin W.Yelp Reviews
“Working with MPR was such an easy and positive experience. Lydia and Rhea were on top of it! We closed even sooner than expected thanks to their hard work. I didn't have to worry about a thing. I highly recommend their services.”
Kristie K.Yelp Reviews
“Lydia Dickerson has helped us navigate the mortgage process with such ease, patience and understanding. Not only did she match "unmatchable" rates, but the process was absolutely seamless. Not to mention, we were traveling abroad (on bikes) during the entire closing and escrow process. I thought that I'd be losing my mind but I knew that I was in such competent hands. Brava to her and her team! She was with us for the long haul and made this East Bay market feel manageable. I will hands down recommend her. THANK YOU, LYDIA!”
Bee A.Yelp Reviews
“Tom Nitsan and his assistant, Rhea Yohn, are great at what they do. Tom walked me through a range of financing options over a two year period that led eventually to my being able to buy a new home. I have found him to be honest, intelligent, and diligent. Once I decided on the purchase and the funding with Tom's help, Rhea made the process work without a glitch. It was a pleasure working with MPR, and I recommend them without reservation to anyone looking to buy or refinance a house.”
Steve Eliezer Z.Yelp Reviews
“Tom and his MPR team (Dulce) are wonderful. They made financing of my new home extremely easy and efficient (I closed in 10 days). Wow, what a great experience! It was a joy to work with them. Tom is very knowledgeable and he quickly answered any of my questions. For many years, I've heard that MPR was the best mortgage company in Northern California and now I've experienced it myself.
Jill M.Yelp Reviews
Thank you Tom and team!!”
“Tom guided us through our first home purchase. He modeled out our costs and continually updated the model as we got pricing for insurance and other closing costs which has been consistently accurate / conservative. It was very helpful in understanding our initial and ongoing costs through the home purchase process and we didn't have any suprises. Thank you for the help!”
Bo R.Yelp Reviews
“Great rates and outstanding service. MPR Financial is by far the best company for mortgage's. They have consistently offered better rates than their competitors. I've used them personally at least 4x and wouldn't go elsewhere.”
Curly T.Yelp Reviews
“Tom, Dulce & Team were great. Not only did they secure the best rate & package we saw they also went the extra mile with full support! Tom made introductions to insurance companies, supported us as we moved the close date back, were proactive, attentive, responsive and generally 100% on top of all the details. Buying a home is a big decision and they were there with us in more ways that purely providing the loan. Don't buy a home without MPR on your team!”
Scott M.Yelp Reviews
“MPR Financial was a reliable partner in our journey to buying a new home. Tom and his team move fast, communicate clearly and have a great reputation with real estate agents across the East Bay. When MPR is on your offer letter, that carries weight. Tom certainly delivered for us, closing our sale in 14 days (21 days is the standard and many big banks are longer). Tom's swiftness and responsiveness gave me, and everyone involved in the sale, confidence that we would be successful in completing the loan and the purchase of our new home. Thank you Tom and team!”
Adam T.Yelp Reviews
“Tom and Dulce are solid! I'm sure glad I had Tom and Dulce along my side during this stressful process. With his spread sheet, Tom is very transparent, on point. You know exactly what you are getting into - - monthly fees, break even points (if you take different rates), etc. My purchase was extremely stressful, due to an appraiser contingency, stipulated by the appraiser!? Ever heard of that one! I had to put money into a house that wasn't mine yet! And, my real estate agent decided to take a vacation out of the country in the middle of all this!!! (Can you see eyes crossed, nails bitten?) Dulce held my hands, answered multiple phone calls/questions. Tom helped with the appraisal contingency process and negotiated with the appraiser. Couldn't have done this without them.”
Susan L.Yelp Reviews
“We got a bridge loan from Tom and his helpful, kind crew. They were so patient with us computer illiterates, and Tom offered suggestions and advice outside his particular interests all along the way. Many many thanks MPR! Five stars plus!”
Anna H.Yelp Reviews
“I just closed with a Bridge Loan on my dream house in 10 days. As always, Tom delivered with grace and helpful advice. I had refinanced several times with Tom and am delighted to see MPR's quality remains top notch.”
Diane H.Yelp Reviews
“Tom is extremely competent at what he does. He was recommended by our realtor and we are so glad we found him. We could not have done it without Tom. His guidance and clear explanation of all our options made every other barrier feel slightly less stressful. He always had time to answer all our questions and never made us feel like we were wasting his time asking. He provided several very useful spreadsheets to us so we could run the numbers with various things in mind, and this was probably one of our most useful tools in this whole process. Plus, in the competitive market that we bought in, he is very well known and respected, which is essential. We highly recommend Tom. His assistant Dulce was also very helpful throughout the whole process.”
Bertha M.Yelp Reviews
“Tom and team were able to help us secure a very short notice bridge loan to buy the house of our dreams in less than 2 weeks. The knowledge and responsiveness was amazing and we would not be in our new home without them.”
Brett T.Yelp Reviews
“I'm waking up in my new home and I'm filled with gratitude to God for placing pleasant folx in my path to make this dream come true. Tom has been essential in making my family's dream come true. Since my first conversation with Tom he has been all hands in - making sure we understood the process, provided spreadsheets so we could see the numbers in black and white and most importantly never made me feel like a question was too silly or too big. If you are in the market of need a mortgage or private loan to make your next chapter happen...I can only say CALL TOM. His administrative staff have been great as well and I can only sing great things about MPR Financial.”
Tally O.Yelp Reviews
“I had the great fortune of working with Lydia and Rhea, and am very grateful for their work in helping me and my partner purchase our first home! Lydia and Rhea were prompt in their communications, and always kept us in the loop throughout the whole process, which helped to ease some of my stress. They were also patient and kind when answering our many questions, and always made themselves available. I'll add that Lydia's answers to our questions were also very well explained and in such a way that made it easier for us non-finance folks to understand. I felt a level of comfort and genuine care from both of them, making the experience feel approachable and even enjoyable. I could not recommend Lydia enough! Lydia and Rhea truly went above and beyond.”
Kaitlyn E.Yelp Reviews
“It has been a great experience working with Tom. He gave us excellent advice about our options for financing our home and answered our questions and concerns. I highly recommend his services to anyone looking for a straightforward loan process and guidance on what works best for your money. Thank you, Tom!”
Maria S.Yelp Reviews
“MPR was fantastic to work with throughout the buying process! They even went above and beyond and helped us get our credit scores up super quickly which will save us a ton in the long run. Can't recommend them enough!”
Alex P.Yelp Reviews
“We had a very positive experience with Tom, Dawn and others at MPR Financial. They were professional, courteous, helpful and always on top of the application process associated with a mortgage for home purchase. They worked efficiently with the lender, realtor, escrow company and insurance agent to ensure that everything from locking a competitive rate to funding the loan went smoothly and was completed in a timely manner. We were planning to close escrow on a Monday and Tom made sure the loan got funded only that day and not the previous Friday, thereby saving us a couple of days of interest. Based on our experience, I would highly recommend MPR Financial.”
Ranjit G.Yelp Reviews
“Tom was fantastic! He was very knowledgeable and patient. He explained all the steps of the loan process and even sent me budget excel sheets to walk me through each line to make sure I understood everything. Tom's professional, friendly and thorough service was above and beyond. He was always available and prompt to respond as well. At the end, we closed on a primary residence within 15 days! It has always been my mom's dream to own a SFH in the Bay Area and I have always wanted to make it happen for her. We have now moved in to a brand new home. I am so thankful to Tom and his team in making our dream a reality!”
Luisa T.Yelp Reviews
“Great company to work with and Lydia and Cassie were great to work with during the whole process. Despite how clunky it seems to go through closing for any house, Cassie and Lydia were helpful and answered all our questions”
Alex S.Yelp Reviews
“I will be forever grateful All of the staff highlighting Lydia and Cassie for their support in helping me finance a new home However when I called or went to bring papers in I received greetings from the other staff members. THANK YOU!!”
Suzie N.Yelp Reviews
“Tom and his team went above and beyond for me and my mother. We had a 1031 exchange property and needed some particular and unique help. Tom was creative and so very helpful in getting the right kind of loan for us. And he gave me great advice along the way about other things related to buying a home. When we are ready to refinance, we will be calling Tom!”
Julia L.Yelp Reviews
“Tom and Dawn did a great job getting me preapproved and closing my loan. I'm self-employed, which made getting a loan a little trickier, but Tom and Dawn patiently and clearly guided me through the process. They were on top of the transaction from the beginning and were always responsive, accessible (even over the weekend and on a holiday), helpful and encouraging. They were able to get me a loan at a favorable rate and close the deal within 21 days, which included a holiday and a difficult underwriter. Hats off to them.”
Carol H.Yelp Reviews
“Lydia and the MPR team were easy to work with, responsive, and happy to answer all of the many, many questions we had while purchasing our first home. I would happily recommend them to anyone buying in the Bay Area.”
Carrie K.Yelp Reviews
“This was our first home purchase, and everyone who's been through the process knows how stressful it can be. Lydia and her team were always available to answer questions and walk us through the process to make sure we felt comfortable moving forward. She was very knowledgeable and has a talent in explaining very complicated financial themes in an easily understandable way. I can't thank her and her team enough for making this whole process enjoyable and smooth. Thanks again, Lydia!!”
Paola H.Yelp Reviews
“Ted Maniatis is the best! He is calm, knowledgeable and communicates by detailed spreadsheets with options. I can't thank him enough. I refinanced my home three times with Ted. The transactions were smooth and rates were great. An amazing communicator that takes the time to call and clarify things. He is prompt in returning calls and emails. Above all Ted works with integrity and is quite reliable.”
Zahwa A.Yelp Reviews
“We were referred to Lydia by a family member and I'm so glad we were! Lydia is responsive, always makes time to answer my numerous questions, and when it came to crunch time, she delivered! Can't thank Lydia and the team enough for helping us through the process and making sure we closed in time. I one hundred percent recommend!”
Greta L.Yelp Reviews
“Tom Nitsan and his team helped us through every step of the home buying process. We are grateful for their excellent service. We highly recommend MPR Financial.”
Chundak T.Yelp Reviews
“Tom was very helpful in getting me through the loan process, and very knowledgable about California-specific lending practices, which I was unaware of since this was my first CA home purchase. And being associated with Tom and MPR was a huge benefit for offers I put out, because that is a very respected name in the area, and selling agents put my offers to the top of the list as a result. Highly recommend going through Tom if you want to make offers in this competitive market.”
Jeremy D.Yelp Reviews
